Services

Three tiers of advisory.
One seamless engagement.

Our services are structured around the three critical phases of a family office lifecycle: building the right structure, designing governance that endures, and maintaining oversight as complexity grows.

Tier 01

Entity Structuring & Setup

Building the right foundation from day one.

The legal and regulatory architecture of a Singapore family office is complex. We design the optimal structure for your family's specific circumstances — balancing tax efficiency, regulatory compliance, and operational simplicity.

Ideal for: Families establishing a new Singapore family office or restructuring an existing offshore arrangement.

What we deliver

  • Legal entity design (company, VCC, trust, limited partnership)
  • MAS regulatory positioning and exemption strategy
  • S13O / S13U tax incentive applications
  • AML/KYC framework and compliance setup
  • Bank account establishment and relationship introductions
  • Corporate secretarial and ACRA compliance

Tier 02

Governance Design & Succession

The architecture that outlasts any single generation.

A family office without governance is a structure without a spine. We design the frameworks that define how decisions are made, how wealth is managed, and how it passes to the next generation — with institutional rigour and family sensitivity.

Ideal for: Families navigating generational transition, liquidity events, or seeking to professionalise existing informal arrangements.

What we deliver

  • Family governance charter and constitution
  • Investment Policy Statement (IPS) design
  • Investment committee structure and mandate
  • Succession planning and estate architecture
  • Inter-generational wealth transfer strategy
  • Family council and communication frameworks

Tier 03

Ongoing Oversight & Bank Readiness

Continuous governance for a complex world.

Establishing a family office is the beginning, not the end. We provide ongoing oversight to ensure your structure remains compliant, your governance remains effective, and your relationships with private banks and service providers remain well-managed.

Ideal for: Established family offices seeking independent oversight, or families who want ongoing advisory support post-setup.

What we deliver

  • Quarterly compliance and governance reviews
  • Investment committee meeting support and reporting
  • Private bank relationship management and oversight
  • Annual MAS regulatory reporting support
  • Service provider coordination (legal, tax, audit)
  • Family office operational health assessments

Our Approach

We do not manage funds. We manage complexity.

SFOAG is not a fund manager, private bank, or law firm. We are an independent advisory firm. Our value is in the coordination, integration, and governance architecture that no single specialist can provide alone.

Jurisdictions Covered
Singapore
Client Profile
USD 20M+ net worth
Engagement Model
Retained advisory
Approach
Bespoke, not templated

Discuss your family office requirements.

All enquiries are handled with complete discretion. Initial consultations are by appointment only.

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